.mgrid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  background: var(--g-line);
  border: 1px solid var(--g-line);
  border-radius: var(--g-radius-card);
  overflow: hidden;
  margin: 28px 0 8px;
}
.mcell {
  background: var(--g-panel);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 14px;
  padding: 34px 16px;
  min-height: 150px;
}
.mcell .mark {
  width: 82px;
  height: 82px;
  padding: 17px;
  box-sizing: border-box;
  background: var(--g-raise);
  border: 1px solid var(--g-line-2);
  border-radius: 18px;
  transition: border-color .18s ease, box-shadow .18s ease, transform .18s ease;
}
.mcell:hover .mark {
  border-color: var(--g-action-line);
  box-shadow: 0 10px 26px -14px var(--g-action-line);
  transform: translateY(-2px);
}
.mcell b {
  font-size: 19px;
  font-weight: 600;
  letter-spacing: -0.01em;
  color: var(--g-text);
}

.subs { display: flex; flex-direction: column; gap: 14px; margin: 24px 0 8px; }
.sub {
  border: 1px solid var(--g-line);
  border-radius: var(--g-radius-card);
  background: var(--g-wash-solid);
  padding: 22px 24px;
}
.sub-head { display: flex; align-items: flex-start; gap: 16px; }
.sub-head > .mark {
  width: 52px;
  height: 52px;
  flex: none;
  padding: 10px;
  box-sizing: border-box;
  background: var(--g-raise);
  border: 1px solid var(--g-line-2);
  border-radius: 13px;
}
.sub-title { display: flex; align-items: baseline; gap: 12px; flex-wrap: wrap; }
.sub-title b {
  font-size: 18px;
  font-weight: 600;
  color: var(--g-text);
  letter-spacing: -0.01em;
}
.sub-what { font-size: 13.5px; color: var(--g-dim); }
.sub-line {
  margin: 8px 0 0;
  font-size: 14.5px;
  line-height: 1.6;
  color: var(--g-muted);
  max-width: 62ch;
}

.covers { display: flex; align-items: center; gap: 8px; flex-wrap: wrap; margin-top: 12px; }
.covers .lbl {
  font-size: 10.5px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--g-dim);
  margin-right: 2px;
}
.cpill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 4px 10px 4px 6px;
  border-radius: var(--g-radius-pill);
  background: var(--g-action-dim);
  border: 1px solid var(--g-action-line);
  font-size: 12.5px;
  font-weight: 500;
  color: var(--g-action-text);
}
.cpill .mark { width: 16px; height: 16px; }

.bench {
  margin: 16px 0 0 60px;
  padding-left: 18px;
  border-left: 1px solid var(--g-line-2);
}
.bench-lead {
  font-size: 10.5px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--g-dim);
  margin-bottom: 10px;
}
.bench ul { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 9px; }
.bench li { display: flex; align-items: baseline; gap: 9px; font-size: 13.5px; line-height: 1.5; }
.bench .mark { width: 16px; height: 16px; flex: none; transform: translateY(3px); }
.bench b { color: var(--g-text-2); font-weight: 600; }
.bench span { color: var(--g-dim); }

.payoff {
  margin: 30px 0 0;
  padding: 18px 22px;
  border-left: 3px solid var(--g-action);
  background: var(--g-action-dim);
  border-radius: 0 var(--g-radius-control) var(--g-radius-control) 0;
  font-size: 15px;
  line-height: 1.6;
  color: var(--g-text-2);
}
.payoff b { color: var(--g-text); }
.closer { margin: 14px 0 0; font-size: 13.5px; line-height: 1.6; color: var(--g-dim); }

@media (max-width: 760px) {
  .mgrid { grid-template-columns: repeat(2, 1fr); }
  .mcell { min-height: 128px; padding: 26px 12px; }
  .mcell .mark { width: 64px; height: 64px; padding: 13px; border-radius: 15px; }
  .sub-head > .mark { width: 46px; height: 46px; padding: 9px; border-radius: 12px; }
  .bench { margin-left: 0; }
}